PERSONAL LOAN

Personal loan details

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Personal loan overview

A personal loan is an unsecured form of loan that can be used to meet personal short to medium term financial needs.it is an unsecured loan that does not need collateral as security or a guarantor to avail the loan. a personal loan can be used to multiple purposes  such as for education, home renovation, electronic purchase, travel, for marriage, in case of medical emergencies, for business purpose or debt

consolidation and household expenditures.

interest rate range:10.99% to 18% (Annual rate)

Tenure  Repayment period 1 year to 5 years

Processing fee 1% to 3% of the loan amount+ service tax

Representative example

For a loan amount of 1 lakh total cost of loan will be Rs 1000 to Rs 3000

List of documents

1) ID Proof

2) Minimum age 21 Years

3)Valid government issued  identity proof

4)Valid Bank account

5)Regular source of income

6)Valid address proof

Personal loan Eligibality criteria

Though personal loan eligibility criteria vary between Financial institutions.to ensure the same, they consider numerous factors  before providing personal loans:

1) The borrower must be an Indian resident

2) Minimum age 21 years

3) Valid government-issued identity proof

4)Valid Bank account

5)Regular source of income

6)Valid address proof

Disclaimer: please note that the interest rates given here are based on the market research. to enable the comparison certain set of data has been reorganised/restructured/tabulated.users are advised to recheck the same with the individual 

companies./organisations this site does not responsible for any sudden/uninformed changes in interest rates

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Disclaimer: Please note that the interest rates given here are based on market research. to enable the companies certain set of data that has been reorganized/ restructured/tabulated. users are advised to recheck the same with the individual companies/

organizations. the site does not take any responsibility for any sudden /uninformed changes in the interest rates.

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